Your complete technology department, month to month.
Rent Innova Black as your external technology team. Architecture, regulatory monitoring, CEO advisory and vendor orchestration. For SOFOMs, SOFIPOs and IFPEs that grow without hiring an internal systems department.
Instead of hiring a senior tech team — scarce, expensive and with no guarantee of CNBV regulatory expertise — your institution accesses a team that already masters the Mexican regulatory ecosystem and the technical architecture SOFOMs, SOFIPOs and IFPEs need to scale.
Each month we operate as your technology team, architect and vendor orchestrator: we design and evolve your stack, manage your vendors (core, KYC, AML, scoring, SPEI), provide direct advisory to the CEO and coordinate the response to CNBV, UIF and Banxico. This is not occasional consulting: it is your systems area, with no payroll, no recruiting.
What you receive each month: architecture, operations and leadership.
- 01
Technology architecture leadership
We design and evolve your stack: financial core, integrations, data, AI and compliance tech. Every decision is aligned with current regulation and your business plan.
- 02
CNBV / UIF / Banxico monitoring
Continuous surveillance of regulatory changes. When a new provision is issued, you receive the impact analysis and the concrete implementation in your stack — before the compliance deadline.
- 03
Direct advisory to the CEO
Monthly executive sessions. We review the technology roadmap, prioritize investments, assess risks and align business strategy with regulatory requirements.
- 04
Vendor orchestration
We choose, negotiate and oversee your vendors: core, KYC, AML, scoring, SPEI, cloud, antifraud. No surprises in integrations and no findings due to poorly calibrated providers.
- 05
Authority response
When a request arrives from CNBV, UIF, CONDUSEF or Banxico, we coordinate the technical response: gathering evidence, preparing documentation and ensuring every deadline is met.
Continuous engagement, not one-off projects.
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01
Initial onboarding
Complete assessment of your technology stack, regulatory situation and operating structure. This lets us act from day one with real context.
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02
Monthly cycles
Each month we deliver regulatory monitoring, advisory sessions, vendor reports and a prioritized action plan. No surprises, no information gaps.
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03
On-demand escalation
If an urgent CNBV request, an audit or a critical project arises, we scale resources without renegotiating contracts. The retainer is the baseline; spikes are handled flexibly.
Three profiles that come to DTX Retainer.
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Profile A
Institutions without internal IT
Your SOFOM or SOFIPO grows but hiring and retaining a senior technology team with regulatory expertise is unfeasible or too expensive.
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Profile B
Post-DTX Launch or Upgrade implementation
You just modernized your stack and need a team to run it, evolve it and respond to regulatory changes without losing continuity.
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Profile C
Executive teams needing technical backing
The general manager needs a senior technical counterpart in front of the board, the regulators and the vendors — without adding permanent headcount.
Extend the retainer with specialized DTX services.
When a larger one-off project is required, we scale on top of the retainer baseline.
Your institution deserves specialized technical leadership.
45 minutes with a senior consultant. We assess your institution's current state, the vendors involved and the appropriate retainer scope for your operation. No cost, no commitment.