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Innova Black®
DTX™ Launch

Form your financial institution with the right architecture.

We design and implement the complete technology framework that SOFOMs, SOFIPOs and IFPEs need to obtain authorization and operate from week one. From zero to operations in 3 to 6 weeks.

Request a DTX Audit Complimentary 45-minute diagnostic
What it is

DTX Launch is the integral technology formation service for new financial institutions in Mexico. It is not only documentation — we build the technology architecture, operating flows and compliance infrastructure the regulator requires to authorize and operate.

The most common problem in forming a new financial entity is that founders solve the legal and corporate side but arrive at CNBV without a technology framework that supports real operations. With DTX Launch your institution is born with the same infrastructure as one that has been operating for years: defined architecture, automated AML/KYC processes, CNBV-ready manuals and documented operating flows.

What is included

Six deliverables designed to reach CNBV with a solid file.

  • 01

    Complete technology architecture

    Systems infrastructure design: credit or banking core, databases, APIs, development, staging and production environments. Technical documentation ready for audit.

  • 02

    Documented operating flows

    Origination, disbursement, collections, reconciliation and customer service processes mapped with flow diagrams and responsibility matrices.

  • 03

    CNBV-compliant manuals

    AML/CFT manual, operations manual, risk manual, code of ethics and internal policies aligned with the current general provisions issued by Mexico's banking regulator.

  • 04

    AML/KYC setup from scratch

    Setup of the AML and Know-Your-Customer system: transactional alerts, watchlists, risk profiles, ROR/ROI/ROIP reports and UIF (Mexico's FIU) connection.

  • 05

    Regulatory documentation

    Full technical file to submit to CNBV: architecture diagrams, information security policies, business continuity plan and control matrices.

  • 06

    Founding team training

    Training sessions for the executive and operating teams on the deployed systems, AML/CFT protocols and daily operating procedures.

Who it is for

Three profiles that come to DTX Launch.

  • Profile A

    Entrepreneurs and funds forming a new SOFOM

    You solved the legal and corporate side, but you reach operations without a technology framework supporting the reality: KYC, file, contracts, disbursement, accounting and reporting.

  • Profile B

    Corporate groups creating their financial arm

    Your non-financial business requires a credit or payments arm. You need to incorporate and implement the full infrastructure without distracting the team from the core business.

  • Profile C

    Fintechs in IFPE or SOFIPO formation

    Your application before CNBV is in progress. What is missing is the technology framework that supports the file and enables operations from week one after authorization.

How it works

From zero to operations in 3 to 6 weeks.

  1. 01 · Week 1

    Diagnostic and inventory

    Business model assessment, review of the existing legal file, identification of technology and regulatory gaps. Deliverable: implementation roadmap.

  2. 02 · Weeks 2 — 3

    Architecture design

    Definition of the technology infrastructure, operating flow design, vendor selection and structuring of CNBV manuals.

  3. 03 · Weeks 3 — 5

    Implementation and configuration

    AML/KYC system setup, configuration of alerts and regulatory reports, integration of operating tools and complete technical documentation.

  4. 04 · Weeks 5 — 6

    Delivery and training

    Formal handover of the technology file, founding team training, operations dry run and post-launch support plan.

Complementary services

DTX Launch is the starting point.

Once in operation, these services extend the technology framework as your institution grows.

Your institution deserves architecture, not patches.

45 minutes with a senior consultant. Executive report with maturity scoring, sector benchmark and 90-day plan for your formation. No cost, no commitment.

Request a DTX Audit Pre-screened for SOFOM, SOFIPO or IFPE formation