How much your institution can save by automating AML/CFT.
Enter your institution’s operating profile and get an estimate of monthly operating hours saved, annual cost released and reduction in response times by automating AML/CFT with DTX Compliance. Estimates are based on real Innova Black projects with SOFOM ERs, fintechs and boutique banks in Mexico during 2024-2026.
Three operating-load components and a reduction factor by maturity.
The calculation combines the three operating-load components that occupy the compliance area — KYC, transactional monitoring and UIF notices — and applies a reduction factor that depends on the current maturity of the AML/CFT process.
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Component 01
KYC and due diligence
Time proportional to the number of active clients. Assumes 0.10 hours/client/month adjusted by current process maturity.
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Component 02
Transactional monitoring
Time proportional to operation volume. Assumes 0.04 hours/operation/month adjusted by the current AML tool.
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Component 03
UIF notices
Three and a half person-hours on average per notice, considering filing, validation, internal committee and SITI submission.
On the total load, a reduction factor is applied that captures the percentage of time recoverable by automating with DTX Compliance:
| Current maturity | Typical reduction | Typical case |
|---|---|---|
| Manual (Excel + email) | 85% | Small SOFOM ER without AML system |
| Basic (limited internal system) | 78% | SOFOM/IFPE with generic module |
| Advanced (specialized tool) | 62% | Bank with vertical AML software |
The most actionable KPI is FTE released.
How much team capacity you recover by automating. Three typical bands depending on the result.
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FTE released ≥ 1.5
Immediate business case
Your operation carries a heavy load that limits capacity. DTX releases more than a full FTE and sharply reduces regulatory risk.
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FTE released 0.5 – 1.5
Traceability and speed
The primary justification is not only savings, but the immutable audit trail and the speed of response to the regulator during inspection.
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FTE released < 0.5
Technical debt prevention
Early-stage operation. Implementing now prevents accumulating compliance technical debt and prepares for 3-5× growth without adding headcount.
This calculator is indicative. Final results depend on the specific regulatory complexity, existing integrations and project scope. For a detailed estimate, schedule a complimentary DTX Audit.
Want a detailed estimate for your case? Complimentary DTX Audit.
45 minutes with a senior consultant. We map your current AML/CFT operation, identify the components with the highest savings potential and deliver a 90-day plan with indicative budget. The report stays with you.