We build the technology framework Mexican financial institutions need to operate.
We are not a law firm. We are not a generic software vendor. We are the team that SOFOMs, SOFIPOs, IFPEs and boutique banks hire when they need regulation, operations and technology to work as one piece — not as three parallel initiatives that never talk to each other.
A Mexican firm founded to close a specific gap in the financial system.
Most regulated institutions operate with technology that was not designed for today's compliance requirements. Law firms explain regulation but do not implement it; generic software ships modules without grasping the Mexican regulatory context; large consultancies deliver decks and hand off to an external implementer. InnovaBlack builds the complete infrastructure — architecture, automation, CNBV documentation, UIF integration and day-to-day operation — on a single framework, the DTX™ methodology.
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Diagnosis
A free session and a maturity report.
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We start with a free initial diagnosis and a regulatory maturity report — no commitment and no aggressive cross-selling.
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Design with regulation built in
The requirement enters on day one, not later.
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We design the technology architecture with the regulatory requirement embedded from day one. Nothing gets “added later”.
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Build
Code in production, not slide decks.
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The deliverable is production code, operating manuals and auditable architecture — not presentations or opinions for someone else to implement.
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Run
We stay: we tune it and leave a trail.
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After go-live we move into a dedicated team — updates when CNBV/UIF rules change, continuous tuning and technical advisory. Every automated decision leaves a traceable record.
See what we automate and who we serve
We work with regulated institutions headquartered in Mexico City, Monterrey and Guadalajara. Our AI runs in production use cases: automated regulatory reports, KYC onboarding with SAT/RENAPO/CURP validation, transactional monitoring with real-time AML scoring, assistants with indexed doctrinal criteria, and live regulatory dashboards. Our positioning is intentionally narrow: we serve the mid-segment — regulated institutions that operate seriously, have real clients, and need technology to stop being a regulatory failure point.
Three types of provider a regulated institution can turn to.
The Mexican fintech ecosystem offers three available paths. This is the honest comparison.
| Dimension | Law firm | Generic software | InnovaBlack |
|---|---|---|---|
| Deliverable | Opinion, manual, legal memo | Configurable SaaS product | Production architecture + manuals + operations |
| Knows CNBV regulation | Yes (it is their core) | Partial / generic | Yes — and implements it in code |
| Builds software | No | Yes (standardized) | Yes (custom on our own framework) |
| Integration with existing core | N/A | Limited / requires rip & replace | Non-destructive, layer on top |
| Post go-live support | Hourly | Product support | Dedicated team — continuous technical team |
| Commercial model | Hourly fees | SaaS by user or module | Free diagnosis + fixed-price project + retainer |
The practical consequence: an institution that already tried the standalone law firm or the generic software route shows up with problems that only resolve when the three dimensions are united. Our typical client is someone who already paid twice for the same thing and needs this time to be the one that finishes.
Six operating principles that guide every engagement.
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We build, we do not advise
The deliverable is production code, operating manuals and auditable architecture — not slide decks or opinions for someone else to implement.
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Regulation and technology, one piece
We design the technology architecture with the regulatory requirement embedded from day one. Nothing is "added later."
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AI-centered stack
AI running in production workflows, not isolated demos.
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Traceability for the regulator
Every automated decision produces an immutable log, signed file and traceability queryable on the spot during a CNBV (Mexican banking regulator) visit.
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Operations, not a one-off project
After go-live we enter dedicated team — updates against CNBV/UIF changes, continuous calibration and technical advisory.
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Diagnosis before proposal
We start with a complimentary initial diagnostic and a regulatory maturity report — no commitment, no aggressive cross-selling.
We operate in the three hubs that concentrate Mexico's financial system.
We serve regulated institutions with local presence in each hub — available for technical visits, project committees and rapid response to regulatory inspections.
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Mexico
CDMX
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Mexico
Monterrey
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Mexico
Guadalajara
Let's talk about your institution. Complimentary initial diagnostic.
A working session with a senior consultant. We deliver an executive report with regulatory maturity scoring, sector benchmark and a phased plan. No cost. No commitment. The report stays with you, whether or not you engage us.